5 Things I Would Spend My Savings On

5 Things I Would Spend My Savings On

There is one area of being a ‘proper adult’ that I don’t do very well in and it involves money, in particular savings (I’m not great at keeping my home tidy either, in fact I generally suck at being an adult!).

Mr C and I are both self-employed which means we don’t have a regular income, some weeks we both earn a lot, some weeks we earn a bit and some weeks we hardly earn anything. For most people this would mean budgeting really carefully but neither of us are very good at that. We are more steak this week, beans on toast the next kind of spenders. Basically if it’s there I find it hard not to spend it and when it’s not there I don’t mind not spending.

Savings are not something we’ve really thought about, mainly because we are both working towards our goals and trying to reach a point where we can achieve the things we want in the near future before thinking about the long-term future.

There are some things that could tempt me into setting up a savings account though and they are…

A road trip down the west coast of America. We are desperate to spend some time over in the states and the dream of spending hours on the road in a huge RV might just stop me from buying another ten balls of yarn. I would love to stop off in Los Angeles, San Francisco, Las Vegas, San Diego. SF Girl By Bay has featured some gorgeous photos of San Francisco on her blog, the colours of the buildings are beautiful, so much pink.

This Frank and Olive luxury crochet retreat. I’ve really got into crochet lately, I only learnt how to do it at the start of the year but I spend every evening on the sofa with my crochet hook and yarn and have so many projects I’m working on.

I recently made these crochet headbands, you can see how over on my craft blog: Let’s Do Something Crafty. They were one of my first projects after granny squares so really aren’t hard.

Things I would spend my savings on

A trip to Venice. Mr C and I had a trip there the year before I got pregnant and fell in love with it, it’s such a gorgeous city although I’m not sure how practical it would be with young children and all the water. It was actually flooded when we went, it was interesting to see how it could all end up under water one day.

Anything made by Apple. I am a huge iPhone fan and would love to have the laptop / desktop to match.

And finally I really want to get my teeth whitened, it’s something I’ve wanted doing for ages and although oil pulling works really well (when I remember to do it!) it isn’t quite as effective as the proper treatment.

At some point we will need to start taking savings seriously though. I was recently contacted and asked to tell you about a company called Nutmeg who make saving and investing money a much easier process. You can choose to open a Nutmeg ISA or personal pension and they work with you to build a personal portfolio based on your requirements. You can set up as many funds as you like such as investing for your kid’s futures or saving for a new home.

This video explains in more detail how it works and you can read more here.

Do you have savings?

What would tempt you to be more careful with your spending?!

Partnered post

  1. Donna

    17 March

    Oooh teeth whitening! I would love that AFTER I have got my teeth all lovely and straight x

  2. Molly

    17 March

    I’m kind of the opposite! I think three years of saving for a deposit for a house has put me into the mindset of saving over spending. I need to get better at spending my cash! We’re currently saving for a few home improvement projects and our holiday fund. I do think I need to get better at saving for far off things though, like my pension. Gosh how boring is that?! Being an adult really is super dull.

  3. LauraCYMFT

    17 March

    I’m saving hard for our trip to Florida in October. I have a shoe fund for a pair of Louboutins I want but until I can try them on, I daren’t buy them. I’d also love to move to a bigger house. But I think the most important things to save for are the kids’ future. I think it will be hard for them when they reach our age and want to buy a house or car or go to university.

  4. Ooh imagine a crafting retreat! And yes, we’re very similar in terms of spending/saving I’m afraid.

  5. Lori

    17 March

    You;ve ticked off most of the things I would save for too! Teeth whitened (which I am actually saving for) road trip down the west cost! Hmm maybe I need to get myself into gear! x

  6. Carie

    17 March

    Oh you have some lovely dreams! My dreams would be to put an extension on our house and try to buy a bit more land for a slightly bigger garden and then travelling – I really want to go back to Canada and the Pacific North West and one day I want to go far enough north to see the sun not setting during the summer – I just think that would be really cool!

  7. Lia

    18 March

    I’m with you on the road trip! There is a place between Los Angeles & San Francisco on the west coast called Bug Sur & it is my favourite place on earth. I miss it!

  8. Fiona

    18 March

    West coast of America sounds amazing. When my mum and dad were first married they drove across America and it sounded amazing, I would love to do that one day. x

  9. I haven’t crocheted properly in years but I keep talking to people who’ve only just taken it up and are attempting far more exciting projects than I’ve ever done. I’ve definitely got to get back into it!

  10. Jen

    23 March

    Oh this is all very grown up isn’t it. We recently contacted a financial consultant to help us plan a little better, but I still haven’t been to the appointment!

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